Built for individuals and businesses
All your bank accounts and credit cards, in one view.
Finstability connects every account you own, categorizes each rupee in and out automatically, and splits your funds into the right buckets the moment they land.
Plans for individuals start at ₹999/month after your free trial.
- Bank-grade encryption
- Multi-bank and credit card support
- API-first architecture
- For individuals and organizations
Tracking money across accounts shouldn't feel like a second job
Today
Several bank accounts, a few credit cards, dozens of categories, and money that has to be split the moment it arrives. Most people and businesses track all of this by hand, in notebooks and spreadsheets, or not at all.
With Finstability
Every transaction is read, sorted into categories and subcategories, and routed to where it belongs, automatically, the moment money moves.
Everything your money needs, handled automatically
Six capabilities that work together every time a transaction happens.
All accounts in one view
Link multiple bank accounts and credit cards, personal, joint, or business, and see them together in a single dashboard.
Automatic categorization
Every expense and income is sorted into categories and subcategories without manual tagging. The engine learns your patterns over time.
Smart fund allocation
Decide how money should be split across savings, bills, investments, or operations. Finstability divides incoming funds as they land.
Custom categories and subcategories
Build a structure that matches how you think about money, from broad groups down to fine detail.
Spend source tracking
See where money was spent and with whom: merchant, location, and the account it came from.
API-first platform
Every feature is available through the API, so you can connect Finstability to your own apps, dashboards, and finance tools.
Set it up once, then let it run
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Connect your accounts
Securely link your bank accounts and credit cards in a few clicks.
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Define your categories
Create categories and subcategories that reflect how you manage money, or start from our defaults.
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Set your allocation rules
Choose how incoming funds are divided across goals, categories, or accounts.
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Let automation take over
Every transaction is categorized and allocated automatically. Follow it live in the dashboard or through the API.
One platform for individuals and businesses
For individuals
- Track expenses across all your bank accounts and credit cards
- Split your salary into savings, bills, and spending automatically
- See exactly where your money goes each month
For businesses and organizations
- Manage several business accounts in one place
- Allocate incoming revenue across operating categories
- Feed financial data into your internal systems through the API
See every account and every category at a glance
Balances, categorized transactions, and fund splits, all in one dashboard.
Built API-first, end to end
Finstability is a platform, not just an app. Categorization rules, allocation, and account connections are all available through the API, so you can build custom dashboards, automate reporting, or embed the engine in your own product.
Read the API docsGET /v1/transactions?account=acc_1029
{
"category": "Food & Dining",
"subcategory": "Food Delivery",
"amount": 640.00,
"currency": "INR",
"allocated_to": "Discretionary"
}Your financial data, protected
Finstability never moves your money. It only helps you understand and organize it.
- End-to-end encryption
- Secure, permissioned API access
- Read-only account connections
- No fund custody: we never hold your money
Simple pricing, with a 7-day free trial for individuals
Individual plans
Basic
₹999 /month
7-day free trial
- Bank accounts
- 1
- Credit cards
- 1
- Transactions per month
- 300
Pro
₹1,999 /month
7-day free trial
- Bank accounts
- 3
- Credit cards
- 3
- Transactions per month
- 600
Plus
₹2,999 /month
7-day free trial
- Bank accounts
- Unlimited
- Credit cards
- Unlimited
- Transactions per month
- 900
Business and organization plans
Frequently asked questions
Does Finstability hold or move my money?
No. Finstability only reads and organizes your transaction data. It does not hold your funds.
Which accounts can I connect?
You can connect multiple bank accounts and credit cards. How many depends on your plan, from one bank account and one card on the individual Basic plan to unlimited on the Plus plans.
Can I create my own categories and subcategories?
Yes. You can build your own category structure, or start from the default categories and adjust them.
How does the free trial work?
Individual plans include a 7-day free trial. After the trial, your chosen plan's monthly price applies.
Is Finstability for businesses too?
Yes. Business plans support several bank accounts and higher transaction volumes, and the API lets you connect Finstability to your own systems.
Is there an API?
Yes. Every feature is available through the API. See the documentation for endpoints and examples.
Stop tracking money by hand
Connect your accounts and let Finstability categorize and allocate every transaction automatically.