Built for individuals and businesses
Finstability connects every bank account you own, categorizes each rupee in and out, and splits your funds into the right buckets the moment they land.
The problem
Tracking money across accounts shouldn’t feel like a second job.
Today
Multiple bank accounts, dozens of categories, and money that needs to be split the moment it arrives — most people and businesses track this by hand, in notebooks, spreadsheets, or not at all.
With Finstability
Every transaction is read, classified into categories and subcategories, and routed to where it’s supposed to go — automatically, the moment money moves.
What it does
Everything your money needs, handled automatically
Seven capabilities, working together every time a transaction happens.
01
Automatic categorization
Every expense and income is instantly sorted into categories and subcategories — no manual tagging required. The engine learns your patterns over time.
02
Smart fund allocation
Define how your money should be split — savings, bills, investments, operations — and Finstability divides incoming funds automatically the moment they land.
03
Multi-bank account support
Connect and manage as many bank accounts as you need — personal, joint, or business — from a single dashboard.
04
Custom categories & subcategories
Build a category structure that matches how you actually think about money, from broad groups down to granular subcategories.
05
Spend source tracking
See exactly where and with whom money was spent — merchant, location, and account — for complete visibility.
06
API-first platform
Every feature is accessible via API, so you can integrate Finstability into your own apps, dashboards, or internal finance tools.
07
Built for individuals & organizations
Whether you’re managing personal finances or a company’s books across departments, Finstability scales with you.
How it works
Set it up once. Let it run forever.
1
Connect your accounts
Securely link one or multiple bank accounts in a few clicks.
2
Define your categories
Set up categories and subcategories that reflect how you manage money — or use our smart defaults.
3
Set your allocation rules
Tell Finstability how incoming funds should be divided across goals, categories, or accounts.
4
Let automation take over
Every transaction is categorized and allocated automatically. Track everything in real time from your dashboard or via API.
Who it’s for
One platform, built for everyone
Individuals
Your personal finances, organized
- Track expenses across all your bank accounts
- Auto-split salary into savings, bills, and spending
- Understand exactly where your money goes each month
Non-individuals
Businesses & organizations
- Manage multiple business accounts and departments in one place
- Automatically allocate incoming revenue across operating categories
- Integrate financial data directly into internal systems via API